Before proceeding to enter our site or to register as either a lender or a borrower please read the following information carefully as it contains important legal and regulatory information. Access to this website is only granted to users on the basis of the following terms and conditions being understood and accepted by the user.

Capitalstackers Limited (Registered in England and Wales with Company No. 07361691) is regulated in the United Kingdom by the Financial Conduct Authority (“FCA”) (FRN:722549). Capitalstackers Trustees Limited (Registered in England and Wales with Company No. 08845304) is not authorised and/or regulated in the United Kingdom by the FCA. Potential lenders and borrowers should also note that they may bring a complaint against Capitalstackers Limited to the FCA and the Financial Ombudsman Service but will be unable to claim compensation from the Financial Services Compensation Scheme.

If you have concerns about this level of regulation, you are strongly advised to seek independent expert advice. Membership is limited to those who have the necessary investment experience and who understand the risks involved that engaging in any investment activity may expose an individual to a significant risk of losing all of the property or risks invested.

Whilst all efforts have been made to verify information posted on the website with regards to investment opportunities featured thereon, neither Capitalstackers, Capitalstackers Trustees Limited nor any of their respective officers, employees, agents, advisers or representatives make any representations or give any warranties or indemnities or undertakings, express or implied, with respect to the truthfulness, accuracy or completeness of the contents of such opportunities or any other documents or written or oral information supplied at any time to any recipient, nor does any such person accept any responsibility of whatsoever nature for the information, statements and opinions made or expressed in any such opportunities or for any omissions therefrom, nor shall they be liable for any loss or damage of whatsoever nature relating in any way to or arising from such opportunities or to any such information, statements, opinions or omissions or in consequence of any reliance placed on the contents of the website.

Certain jurisdictions prohibit the distribution of information relating to the sale of investments. Accordingly, the information and opinions concerning the opportunities that may be viewed on this website are not directed at or intended to be acted upon by anyone in any jurisdiction where it would be unlawful to do so or in which Capitalstackers would be required to be authorised.

No information or opinion given on this website constitutes a solicitation, offer or recommendation by anyone in any jurisdiction to fund, sell or otherwise dispose of any loan or loan part, to engage in any other transaction or furnish any investment advice or services. No loan or loan part may be directly or indirectly offered or sold in the USA or any of its territories or areas subject to its jurisdiction or to, or for the benefit of, a US person.

Potential participants (and in particular, non-institutional investors) are advised to seek professional advice on the laws and regulations applicable to the subscription, purchase, holding or sale of loans or loan parts in their countries of citizenship, residence or domicile.

Any sums lent through the Capitalstackers website are loans and not deposits. There is no guarantee that Lenders will be repaid the amount of their original loan, nor any interest on that loan. The past performance, including the rates of default, of loans made to borrowers via Capitalstackers should not be viewed as a guide to future performance. Lenders who lend to a single borrower, or a small number of borrowers, should particularly bear in mind the risks of a borrower default and resulting need to enforce and realise security. Accordingly, lenders should consider an appropriate spread of risk. If you are in any doubt as to whether lending or borrowing via the Capitalstackers website is suitable for you, you should seek independent advice from a financial adviser or other professional.

By entering the website you confirm that you are eligible to view its content. If you are not eligible, you should not proceed.